Will Empire blue cross blue shield PPO cover tonsillectomy?
Posted: Sat Feb 07, 2009 11:00 am
Hi everyone, can you guys give me any information on insurance and doctors (maybe in NYC)?
I'm a poor grad student with little income.Now my main difficulty is money.
I've been waiting for my employment status to be available to enroll NYSHIP insurance program(for New York State Employee), in which the medical/surgery is provided by United Healthcare,it's a PPO. But I don't know for how long I have to wait, (I am supposed to be available already..but there is some conditions I don't know which postponed it. ) I can't bear this life any longer.
The other choice is to buy Empire blue cross blue shield PPO or POS for $70/ month which is under my advisor's support.
All I want to do is to find a reliable doctor to get my tonsils out (but according to a previous doctor's examination he says my tonsils are very small, though if I insist he can do the surgery. So I guess my tonsil problem is kind of hidden or deep inside, to increase the chance that I would be cured, I really want a good experienced doctor ).
I heard that Empire blue cross blue shield is notorious for hard to deal with for claim, even a hospital I am considering does not accept it.
What should I do?
I made an appointment with Dr.Krespi for a consultation next week, and I was told that they don't accept any insurance. I don't count for laser the cryptylosis, if a normal tonsillectomy can solve the problem.
I am just messy about getting a relatively economic solution for the medical treatment, what should I do?
I'm a poor grad student with little income.Now my main difficulty is money.
I've been waiting for my employment status to be available to enroll NYSHIP insurance program(for New York State Employee), in which the medical/surgery is provided by United Healthcare,it's a PPO. But I don't know for how long I have to wait, (I am supposed to be available already..but there is some conditions I don't know which postponed it. ) I can't bear this life any longer.
The other choice is to buy Empire blue cross blue shield PPO or POS for $70/ month which is under my advisor's support.
All I want to do is to find a reliable doctor to get my tonsils out (but according to a previous doctor's examination he says my tonsils are very small, though if I insist he can do the surgery. So I guess my tonsil problem is kind of hidden or deep inside, to increase the chance that I would be cured, I really want a good experienced doctor ).
I heard that Empire blue cross blue shield is notorious for hard to deal with for claim, even a hospital I am considering does not accept it.
What should I do?
I made an appointment with Dr.Krespi for a consultation next week, and I was told that they don't accept any insurance. I don't count for laser the cryptylosis, if a normal tonsillectomy can solve the problem.
I am just messy about getting a relatively economic solution for the medical treatment, what should I do?